An example of home repossession provides a good practical example of the way in which a Bill of Rights protecting social and economic rights such as the right to housing—including the right to minimum procedural safeguards before eviction from one’s home—could defend hundreds of thousands of ordinary people against more powerful interests at times of economic hardship. It shows that human rights are, and should be, universal. They are not a villains’ charter; they are for the middle-class professional struggling with a mortgage just as much as for the council or private tenant with rent arrears when each falls on hard times. No one should lose his or her home without good reason, without proper and fair justification, and without an impartial court hearing.